Ferratum

Unfortunately this site is not currently lending to new customers which it only informs you of after you have filled in all the application forms.

Mobile Quid

More of a SMS lender than a payday lender. However these often work out cheaper if you're in the last week before payday!

The loan is only for 7 days and the charges mean paying £12 per £100.

Square Money

I was actually redirected here from www.cashcallpaydayloans.co.uk which seems to have stopped trading.

They charge 1% per day so work out substantially cheaper than you average payday lender if you are nearing the end of the month.

Seems quite a nice site but I was rejected for this one too.

THL Direct

These guys are offering a fixed loan amount of £150.

Costs: £52.50 per £150 loan

Extra Costs: £25 faster payments fee.

After going through the application process the last submit page seems to not be working at the moment so I wouldn't waste your time!

Umbrella Loans - Lender

They are offering £50 - £500 for new customers.

Cost: £25 per £100

Unfortunately I was turned down for this loan.

Cash 365 - Lender

The home page offers loans of £50 - £500 for new customers.

Cost: £30 per £100

Extra Costs: £6.50 faster payments fee

Unfortunately I was rejected by this site so can't give any more opinion.

Dosh Express - Lender

I can only tell you what their charges are I'm afraid as I was rejected for a loan. New customers can borrow up to £400 with existing customers able to borrow up to £1,000. Cost: £30 per £100 Extra Costs: £7 Faster Payments Fee. Web Address: www.doshexpress.com

Wagedayadvance - Lender

These guys seem a little variable in their response but on the whole are quite good. A little slower than some others but still same day and often like to confirm with a telephone call rather than purely online.

Payment is fast enough once accepted though and they increase you credit limit the more you use them.

Take repayment via direct debit rather than by card which means for a reloan you have to wait for it to clear through the system which is usually one working day.

Wonga - Lender

I have been using Wonga for some time now and have had a very good service with them over that time.

Initially they were willing to lend £400. The credit limit has built up over time though and now stands at £1,000.